We at Somers Title pledge to provide courteous, professional, quality real
estate closings, meeting the requirements of each unique transaction with
comprehensive title search, facilitate the closing and disburse escrowed funds.
our local expertise and industry knowledge to handle issues as they arise and
guide the transaction to a successful completion.
date and time will be coordinated between all parties and scheduled
by Somers Title Company.
Title will work with the lender to prepare the closing statement
with lender instructions and the Mortgage documents. We will then notify
all parties of the funds required and other closing conditions needed.
documents require notarization and verification of your identity, be sure to
bring a valid photo ID.
end of the closing you will be given copies of all documents signed including
the final closing statement and seller signed Deed to transfer the
month of closing the Deed, Mortgage and other required documents will be
recorded in the county public records. We will mail your original recorded Deed
and Owner's Title Policy to you. Keep these documents in a safe place, they can
be of considerable value in the future if you refinance or sell the home.
your plan on occupying your home as a primary residence, you may be eligible to
file for Homestead Exemption. This exemption will entitle you to a $50,000
reduction of your county assessment, and cap the subsequent yearly increases of
your property tax bill. You must take title to your property before
December 31st of the prior year and file by March 1st of the exemption year.
Visit the Property Appraiser’s website for additional homestead filing